Loan for Pensioners: Now you can get personal loan up to Rs 10 lakh from THIS bank

Banks don’t give older people loans easily because they may turn into bad loans. There are some banks which provide loans to older people with some conditions.
#PersonalFinanceNews #News #Business #PersonalFinance


2 days ago

'Juice Jacking': Charging your phone in public may drain out your bank accounts, credit cards

Scammers have been using innovative ways to trick people into fraud. 'juice jacking' is a technique using which cybercriminals load malware into devices being charged using public USB ports. They then siphon off funds from bank accounts or use credit card details for payments.
#PersonalFinanceNews #News #Business #PersonalFinance


2 days ago

Invest Rs 1000 per month, get up to Rs 32 lakh in 20 years; here's HOW

Experts say there is no limit or time for investment. Invest in safe investments amidst increasing needs and changing lifestyles. If you are not able to save much even after lots of effort, here is how you can make a large fund with a small investment.
#PersonalFinanceNews #News #Business #PersonalFinance


3 days ago

Post Office Scheme: Here's HOW to get more than Rs 10 lakh in just 3 years

The scheme is named a post office time deposit account scheme. An investor will get Rs 10 lakh rupees in just 3 years.
#PersonalFinanceNews #News #Business #PersonalFinance


4 days ago

THESE two banks closing down their special senior citizen fixed deposit (FD) schemes from October 1, 2022

HDFC and IDBI Banks have announced to shut down their respective special fixed deposits schemes for senior citizens on October 1. Most of the lenders began the scheme during the beginning of Covid-19, now some have been closing down these schemes.
#HDFC #News #Business #PersonalFinance


6 days ago

'Home loan balance transfer' option for availing lower interest rates and EMI: Here is everything you need to know

You should know that there is an option available called home loan balance transfer. A balance loan transfer means you transfer the existing loan or remaining amount from one bank to another.
#PersonalFinanceNews #News #Business #PersonalFinance


6 days ago

Good News for UPI users! You are all set to get one more benefit soon

India recorded 6.28 billion transactions worth Rs 10,62,991.76 in July this year alone. In the first quarter of this year, India had recorded a total of 9.36 billion transactions. 338 banks are live on the UPI networks.
#UPI #India #News #Business #PersonalFinance


1 weeks ago

Increase your take-home salary with this simple trick; check how

A take-home or in-hand salary is also called the net salary that an employee gets in his account. As per the government rule, 12 per cent of your basic salary is deducted every month for the Employees' Provident Fund (EPF).
#eesProvidentFund #News #Business #PersonalFinance


1 weeks ago

Public Provident Fund investment: Rs 100 per day can grow to Rs 10 lakhs; Here's how

Public Provident Fund is one of the safest investment avenues. It comes with no market risks and triple tax benefits. The principal invested, interest earned and maturity amount are exempt from tax.
#PersonalFinanceNews #News #Business #PersonalFinance


1 weeks ago

National pension scheme: How to invest in NPS plan, know benefits

Government and non-government schemes pouring into the market. Investing 1000 rupees a month, you can get a pension of 20 thousand rupee per month after retirement.
#PersonalFinanceNews #News #Business #PersonalFinance


1 weeks ago

ICICI Bank Credit Card Holders ALERT! Now you will have to pay 1% charge for this service starting October 20

The ICICI Bank has become the first bank to levy a charge on rent payments using credit cards. The 1% charge will put an additional burden of around Rs 1,452 per year on the credit card holders in this case.
#ICICIBank #News #Business #PersonalFinance


1 weeks ago

PNB hikes interest rate on FDs below Rs 2 crore; check new rates here

The regulator body has increased the repo rate from the previous two financial quarters. Banks started increasing interest rates on loans.FOllowing suit they have to increase the rate of interest on fixed deposits also.
#PNB #News #Business #PersonalFinance


1 weeks ago

Took a home loan from THIS bank? Your EMIs are set to rise from October

The central bank had increased the repo rate by 140 bps in this financial year. Banks and NBFCs also started increasing their lending rates. The new rates will come into effect from September 15 for new borrowers.
#PersonalFinanceNews #News #Business #PersonalFinance


2 weeks ago

Short of funds? Overdraft limit loan vs personal loan vs credit card loan: Know which is better

A personal loan is provided to the borrower without any collateral or security. If the lender sanctioned an OD limit of Rs 4 lakhs, the money will be disbursed in a new account. The loan amount varies from card to card based on multiple factors including the card limit, card amount utilisation and credit score.
#PersonalFinanceNews #News #Business #PersonalFinance


2 weeks ago

Monthly Income Scheme: Invest Rs 50,000 in post office scheme to get THIS much per month

You can get good profits by investing in the Monthly Income Scheme of the Post Office. If you want a fixed interest every month, then you can invest in the monthly income scheme of the post office.
#PostOffice #News #Business #PersonalFinance


2 weeks ago

Invest in THIS government scheme to get Rs 9 thousand per month; check details here

There are many investment options available in the market. There are the government's scheme Pradhan Mantri Vaya Vandana Yojana.
#PersonalFinanceNews #News #Business #PersonalFinance


2 weeks ago

National Pension Scheme: Want to get Rs 50K per month after retirement? Do THIS

People who are in government job get a salary at the time of their job. They have a pension but the private sector don't have these facilities. The 'National Pension Scheme' is for you.
#PersonalFinanceNews #NationalPensionScheme #News #Business #PersonalFinance


2 weeks ago

LIC Saral Pension Yojana: Pay single premium, get every month Rs 50,000 for a lifetime

Saral Pension Yojana is an immediate annuity plan, which means you start getting a pension as soon as you take the policy. As long as the primary pensioners are alive, they will continue to get pensions. After his death, the amount of base premium will be handed over to his nominee.
#LICSara #News #Business #PersonalFinance


2 weeks ago

Want to invest for quick & secure return? Here're 5 tactics you MUST know

Property prices are anticipated to rise in the near future. If you invest in real estate, you may be able to rent it out to one of these business organisations and make a profit.
#PersonalFinanceNews #News #Business #PersonalFinance


2 weeks ago

LIC launched New Pension Plus scheme, check premiums & more details

New Pension Plus was launched by LIC of India on September 5. The plan is available for purchase as a regular premium payment or as a single premium payment policy. Under the regular payment option, the premium will be paid over the course of the insurance. People have to pay a premium as a one-time payment in the single premium policy.
#LICofIndia #NewPen #Plus #News #Business #PersonalFinance


3 weeks ago